RETENTION AND DELETION OF PERSONAL INFORMATION

To provide a better service to the users, We collect your certain personal information. All personal information which are related to Users shall be collect, use, share, protect, delete and retain in the manner set out in this Privacy Policy at https://www.credit-cash-loan.com/PrivacyPolicy/.

RETENTION OF PERSONAL INFORMATION

Your personal information will be stored or retained by us only for so long as necessary for the purposes listed in this Privacy Policy, and for a reasonable time thereafter for the delivery of our products and completion of our services.
We are required to retain your personal information for a period of time in compliance with anti-money laundering and terrorism financing prevention regulations, notwithstanding requests for deletion.
We may also retain your personal information (1) for as long as necessary to comply with any legal obligation; (2) whenever such is authorized under the law; and (3) for the establishment of legal defenses.
We retain the following personal information about you: (1) SMS; (2) Read Call Log; (3) Image; (4) Contact list; (5) Read Phone State; (6) Answer Phone Calls; (7) Installed Application; (8) APPUse Information; (9) Approximate Location; (10) Device information; (11) Camera; (12)Basic information.
Information that is no longer needed for the purpose(s) for which it was collected shall be deleted or anonymize except as necessary to comply with legal obligations.

DELETION OF PERSONAL INFORMATION

You may delete your personal information: (1) If you believe it’s no longer necessary for us to retain such personal information; (2) If you do not believe we have legitimate ground for processing it; (3) If you think we are using such personal information unlawfully; (4) If you think applicable law requires that we do so, by following 3 ways:
1.You may ask us to delete your personal information within 72 hours by sending deletion request to ph@credit-cash-loan.com (as defined under applicable law)
2. You may delete your personal information by yourself in the App by logining you account, click and enter "Account" page，click and enter “Delete individual data” page, click the "Delete" button, and the "Confirm" button in the pop-up window, wait 3 seconds to delete successfully.
3. If you have not logged into this Platform with his/her account for 12 consecutive months, we have the right to automatically delete your personal information from the database by default.
Please note that in the following situations, you can not be able to successfully delete your personal information:
1. In-progress loans: If you have incomplete loan applications or ongoing loan processes, we may need to retain relevant information to complete loan approvals and processing.
2. Outstanding bills: If you have outstanding bills or pending transactions, we may need to retain relevant information to facilitate payment and maintain records.
3. App usage traces: If there are usage records or activity traces on the app, this data may need to be retained to ensure the proper functioning of the application and provide services.